Important Notice

alert iconSCC is closed December 22, 2014 - January 4, 2015 for Winter break and will resume normal hours on January 5. The call center remains open 24/7/365 at 855-664-6722.
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Types of Aid

Grant Opportunities

Grants are funds that are given to students and do NOT have to be repaid. Not all students will qualify for each of these grant programs. Please read the descriptions carefully. Except for KEES, all grants require a FAFSA to be completed.

Pell Grant

  • This grant is the foundation of federal student financial aid and can only be awarded to undergraduate students.
  • When you complete a FAFSA, an Expected Family Contribution (EFC) is calculated. The EFC determines eligibility for a Pell grant. Please refer to your Student Aid Report from the FAFSA for more information.
  • Additionally, Pell grant amounts are based on enrollment. When you receive your initial financial aid award, you may see the full amount. Be aware that the amount will change if you are less than full-time.

Supplemental Education Opportunity Grant (SEOG)

  • This grant is awarded to undergraduate students with exceptional financial need.
  • Funds are very limited for this program.
  • If selected to receive this award, they are applied automatically in conjunction with Pell Grants.

College Access Program (CAP) Grant

  • This grant provides funds to Kentucky residents enrolled in at least six credit hours in a two-year program.
  • CAP is awarded to eligible applicants on a first-come, first-served basis until funds are exhausted.
  • CAP will be awarded for a maximum of five semesters.
  • Additionally, CAP grant amounts are based on enrollment. When you receive your initial financial aid award, you may see the full amount. Be aware that the amount will change if you are less than full-time.

Kentucky Educational Excellence Scholarship (KEES)

  • This is a scholarship designed to encourage and reward high school students for good performance during their high school careers.
  • Grade Point Average (GPA) determines the amounts for each year of study and bonus dollars are awarded for specified ACT score ranges.
  • Funding must be used within five years of high school graduation.
  • Students must be enrolled for at least six semester hours and seeking an eligible educational credential.
  • Awards are available for a maximum of eight semesters of undergraduate study.  

Federal Work Study Program (FWS)

Federal Work Study is a self-help aid. The Federal Work Study Program provides jobs for students with financial need, allowing them to earn money to help pay educational expenses. The program encourages community service work and work related to your course of study whenever possible.

Federal Student Loans:

The Federal Direct Loan Program lends money to undergraduate, graduate, and professional students attending on at least a part-time basis. Two types of loans are available:

  1. Direct Subsidized Loan, which is based on financial need. The government will pay a portion of the interest you accumulate on this loan, and you repay the balance.
  2. Direct Unsubsidized Loan, which does not require students to demonstrate financial need. Students must repay this loan in its entirety, including interest.

If you have never borrowed a student loan at SCC, you will need to complete the Master Promissory Note (MPN) and Entrance Counseling. Both processes may be completed online at http://studentloans.gov. SCC will receive notification once successfully completed. Loan funds cannot be disbursed until both have been completed.